Terms and Conditions

By accessing our website or using our services, you agree to be bound by these Terms and Conditions.

These terms constitute a legally binding agreement between you and Caelorithanvo.

Caelorithanvo provides subscription-based financial planning consultations and analytical reviews to help clients make informed financial decisions.

Our services include personalized consultations, financial analysis, and ongoing support through monthly subscription plans.

To use our services, you must meet the following requirements:

• Be at least 18 years of age
• Provide accurate and complete information
• Have legal capacity to enter into binding agreements

18+ only

As a user of our services, you agree to:

• Provide accurate and up-to-date information
• Use our services for lawful purposes only
• Respect intellectual property rights
• Maintain confidentiality of account information
• Notify us of any unauthorized account access

You may not use our services to:

• Violate any applicable laws or regulations
• Transmit harmful or malicious code
• Interfere with website functionality or security
• Impersonate others or provide false information
• Engage in fraudulent or deceptive practices
• Share login credentials with unauthorized parties

All content on our website, including text, graphics, logos, and software, is owned by Caelorithanvo and protected by copyright law.

Unauthorized reproduction or distribution of our content is prohibited.

Your privacy is important to us. Please review our Privacy Policy to understand how we collect and use your information.

Our Privacy Policy is incorporated by reference into these Terms.

Subscription services are billed according to the following terms:

• Monthly subscription fee of £250 including VAT
• Payment due in advance of each billing period
• Automatic renewal unless cancelled with proper notice
• Late payment may result in service suspension

You may cancel your subscription at any time with 30 days written notice.

Refunds are not provided for partial billing periods or unused services.

To the maximum extent permitted by law, Caelorithanvo's liability is limited to the amount paid for services in the preceding 12 months.

You agree to indemnify Caelorithanvo against claims arising from your use of our services or violation of these terms.

We encourage resolving disputes through direct communication, but formal procedures are available when necessary.

We participate in alternative dispute resolution but are not required to do so.

These terms are governed by and construed in accordance with English law.

These terms are governed by English law, and disputes will be resolved in the courts of England and Wales.

We reserve the right to modify these terms at any time with reasonable notice.

Significant changes will be communicated through email or website notices.

If any provision is found unenforceable, the remaining terms shall continue in full force and effect.

These Terms, together with our Privacy Policy and other referenced policies, constitute the entire agreement.

For questions about these Terms, contact us at info@caelorithanvo.com or +44 20 9501 0146.